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IVA Calculator

See if you qualify and write off your unaffordable debts.

IVA calculator
IVA calculator

*Calculator is only an estimate. Details entered must be accurate to determine a correct solution.
* Subject to creditor acceptance
* Payment subject to individual circumstances
* Credit rating may be affected
* Fees apply, subject to individual's circumstances. For more information on our fees click here

Tell us about your debts
How many companies do you owe?

Monthly disposable income

This is the total amount of money you have left after you have paid out your essential bills, i.e. Gas, Water, Elecric, Rent etc.

Monthly disposable income
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Credit card debt

Other unsecured debt

Other unsecured debts are debts such as;

Store Cards
Personal Loans
Hire Purchase

Do not include government debts, i.e. debts for Utility Bills or Council Tax

Other unsecured debt
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Your Information
First name
Last name
Preferred Contact Number 1
Preferred Contact Number 2
Email address
Where do you live?
To see if you qualify
Are you currently employed?
Any missed repayments in last year?

Want to talk to someone instead?

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IVA | Terms & Conditions | Complaints Procedure | terms | Fees And Key Information | Privacy Policy | Sitemap | Useful Contacts | TCF Policy

Simple Financial Solutions Ltd (SFS) is an introducer and not an insolvency practice. With your approval, following advice from your SFS adviser, if you choose to go ahead with an IVA then we will pass a completed fact-find to an Insolvency Practitioner who will then present a proposal to your creditors. © 2015 All rights reserved. is owned by Simple Financial Solutions Limited. Simple Financial Solutions Limited. Registered office: Sovereign House, 58 Elliot Street, Glasgow, G3 8DZ. Company no: SC382881. FCA Authorisation: 0641275. Data Protection registration no: Z2440933.

All topics covered are written by the author John Woods for the website. Debt Solutions Subject to conditions and acceptance. Credit rating may be affected. Repaying debt over longer period may increase the total amount to be repaid. Fees payable if continuing services provided. Alternative free-to-consumer debt advice organisations as recommended by the Money Advice Service. Call charges may apply if calling from a mobile. *You may be required to pay a contribution towards your debts. This contribution is assessed based on your income and expenditure and can last for 60 months or longer.