Finding the Right IVA Company for You
When it comes to choosing the right Individual Voluntary Arrangement company, you need to feel relaxed around the particular advisor you are provided. It is important that you open up to him, discussing your financial problems and requirements. Try to assess the level of expertise possessed by
your IVA advisor.
One good way to determine whether or not you are speaking with the right company is to observe how they handle the situation you present them with. Do they perform an in-depth analysis of your current financial condition? What is their level of interest like?
Before you settle with any particular IVA company by yourself, it is important that you carry out a little further research. If you haven't already been through the IVA procedure, it is important that you make an effort to ask those who have. Enquire into success stories of friends, colleagues or family members. If you can, ask someone who has already managed to find a reliable company to find one for you, or guide you in the right direction.
Remember how important it is not to commit to a company that demands a consultation fee. With all reliable IVA companies, the initial paperwork and consultation should be completely free of charge. If they ask for money, go find somebody else. At the same time, the consultation period should involve an in-depth analysis of the problem at hand. If this isn't given, make an effort to look elsewhere.
It is crucial that you do not stop looking before you are certain that you wish to commit. Before settling with a particular company, make an effort to list the number provided by all other companies you have identified, before making calls and enquiries into all services available to you.
The right IVA company should always offer their promise of the "best advice and ethical advice". A lot of the time, you're likely to come across debt companies who are more like middle men simply wanting to take money out of your hands for a "service" that means next to nothing. The best way to identify whether this is the case or not is through communication, discussion and analysis: Does the company take your case seriously enough.