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    Manchester
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Terms & Conditions

These terms and conditions apply to all and anybody who uses the IVA Website. By using the website you agree to be bound by these terms. If you do not accept these terms, please do not use the website.

The term 'IVA'' or 'us' or 'we' refers to the website whose registered office is Suite 3, Sovereign House, 58 Elliot Street, Glasgow, G3 8DZ. The term 'you' refers to the user or viewer of our website.

General

  • You must be over 18 years of age to use the IVA website.
  • ivaonline.co.uk is an online Introducer service which, among others, uses ivaonline.co.uk.
  • By using the IVA Website you confirm that you have the necessary hardware, software and capability required for email and web usage with all and necessary adequate protections in place. i.e. Firewall software and virus protection.
  • The Website is to be used solely for private, non-commercial, personal purposes only.
  • You agree not to use the website for any commercial or business purpose and use any information gathered from it to send unsolicited bulk email.
    The IVA Website
  • To assist you in searching for the right product and service provider, ivaonline.co.uk will provide generic information to assist you. This information is intended as assistance only and is not intended to be considered as advice directed at your specific needs or circumstances.
  • Our aim is to match your requirements to the solutions provided by a third party provider. Based on the details you provide to ivaonline.co.uk, we will try to introduce you to a third party who we think will be able to help you. The introduction is made in good faith.
  • We cannot provide any guarantee or warranty that the third party company we introduce you to will be able to meet your requirements.
  • ivaonline.co.uk takes extensive efforts to ensure the accuracy of information about the service providers on the IVA Website. Regular checks are carried out but we provide no guarantee the information is correct.
  • ivaonline.co.uk will send you details via email and by text message (if the mobile field is completed) of the advisor who will be making contact with you.
  • ivaonline.co.uk will take no warranties or liability for the quality of service offered by any third party advertised on the Website or any third party external links from the website. Access of third party websites is made at your own risk.
  • Any service provider or product we recommend must be used at your discretion and judgement. We do not commit you use any service provider or product advertised on our website.
  • ivaonline.co.uk may send you emails about the service you have shown interest in on the Website and other financial services handled by or through ivaonline.co.uk. If at any time you wish to unsubscribe to any emails advising of other products handled by ivaonline.co.uk then contact us by using the unsubscribe link on the email or contact us via the 'Contact Us' page on the website.
  • ivaonline.co.uk does not act in any way as an agent for you or as the agent for any of the third party service provider. Once ivaonline.co.uk has matched your request to a service provider for contact we are under no obligation to you.
  • All information on the IVA Website has been displayed in good faith. ivaonline.co.uk makes a consistent effort to obtain reliable information from various sources. Any request which is specific to your requirements must be taken up with the service provider who we recommend to you.
  • By submitting your details, you give ivaonline.co.uk (or a company on behalf of ivaonline.co.uk) authority to contact you using your contact details with regards to other products and services provided by or through ivaonline.co.uk.
  • You agree that ivaonline.co.uk may use another third party to transmit your details to a service provider.
  • ivaonline.co.uk do not accept any liability for any inaccuracies on the Website.
  • ivaonline.co.uk have used all reasonable efforts to ensure that all information provided by it is accurate and accords with current standards however it cannot account for the accuracy of information provided to it by others or posted by users of the Website.
  • ivaonline.co.uk shall be entitled to terminate this Agreement and immediately remove, cancel or suspend access to and use of the Website upon your breach of any part of these Terms whatsoever.
  • Termination shall be without prejudice to the accrued rights of either party.

Other

  • All questions, comments or enquiries should be directed by email to info(at)ivaonline.co.uk or by post to ivaonline.co.uk, Sovereign House, 58 Elliot Street, Glasgow, G3 8DZ.
  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without ivaonline.co.uk's prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of, Scotland.
IVA

Do I Qualify?

By answering a few simple questions, our calculator will see if you can qualify to write off your unaffordable unsecured debts.

Be free from the pressure of debt!

An IVA only lasts for 60 months (5 Years). As long as you keep up repayments any unnafordable unsecured debts are written off.
Do I Qualify? No Credit Checks

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Simple Financial Solutions Ltd (SFS) is an introducer and not an insolvency practice. With your approval, following advice from your SFS adviser, if you choose to go ahead with an IVA then we will pass a completed fact-find to an Insolvency Practitioner who will then present a proposal to your creditors.

IVAonline.co.uk © 2017 All rights reserved. IVAonline.co.uk is owned by Simple Financial Solutions Limited. Simple Financial Solutions Limited. Registered office: Sovereign House, 58 Elliot Street, Glasgow, G3 8DZ. Company no: SC382881. FCA Authorisation: 0641275. Data Protection registration no: Z2440933.

All topics covered are written by the author John Woods for the IVAonline.co.uk website. Debt Solutions Subject to conditions and acceptance. Credit rating may be affected. Repaying debt over longer period may increase the total amount to be repaid. Fees payable if continuing services provided. Alternative free-to-consumer debt advice organisations as recommended by the Money Advice Service. Call charges may apply if calling from a mobile. *You may be required to pay a contribution towards your debts. This contribution is assessed based on your income and expenditure and can last for 60 months or longer.