About IVA Online
IVA Online publishes plain-English guides for people comparing IVAs, debt collectors, bailiffs, council tax arrears and UK debt options.
The site is designed to help readers understand the questions to ask before committing to a payment plan or formal debt solution. We explain benefits, risks, common next steps and links to official sources so readers can compare options more confidently.
What we cover
- Individual Voluntary Arrangements (IVAs)
- Debt Relief Orders (DROs)
- Debt Management Plans (DMPs)
- Council tax arrears and enforcement
- Debt collectors and bailiff companies
- Practical next steps when debts become unaffordable
Important note
IVA Online is a free information resource. It is not authorised or regulated by the Financial Conduct Authority and does not replace regulated debt advice.
For free debt advice, readers can also use organisations listed by GOV.UK, MoneyHelper and Citizens Advice. If you are unsure which option is suitable, speak to a qualified debt adviser before making a decision.
How we use sources
We check key debt-solution facts against official and public-interest sources where possible, including GOV.UK, the Insolvency Service, MoneyHelper and Citizens Advice.
Read our editorial policy for more detail on how content is reviewed and maintained.