Wescot
Wescot Credit Services is one of the UK’s largest debt collection agencies. They collect debts on behalf of many major companies including banks, utility companies, and retailers.
What debts do Wescot collect?
Wescot typically collects:
- Credit card debts
- Personal loans
- Overdrafts
- Utility bills
- Telecommunications arrears
- Retail credit
Your rights when dealing with Wescot
When dealing with Wescot Credit Services, you have certain rights:
- They must treat you fairly and not harass you
- They must provide clear information about the debt they claim you owe
- They must follow industry regulations and codes of practice
- They cannot misrepresent their authority or powers
- They must respect your privacy and data protection rights
Do Wescot send bailiffs?
As a last resort if Wescot Credit Services Limited do not receive a response to their letters, phone calls and debt collectors visits, then they may decide to take your case to court to increase their chances of recovering your money.
They may apply to the court for a County Court Judgement to force you to take the legal responsibility for your debt. Following this they may send a bailiff to organise the sale of your possessions at public auction to repay the money that you owe.
Can Wescot Credit Services enforcement agents break down my door?
In most circumstances, the debt collection agencies will send you a letter to let you know that they are sending bailiffs to your home, who will take an inventory of your property and then arrange for items to the value of your debt to be sold at auction.
Typically bailiffs do not force entry unless they are collecting for specific types of debt such as criminal fines, stamp duty and income tax, or if they have already been into your property and signed a controlled goods order with you. In any case, forcing entry usually involves the services of a locksmith rather than breaking down the door.
Wescot contact information
Wescot Credit Services Limited Gallowgate House Gallowgate Newcastle upon Tyne NE1 4SN
Company Registration Number: 00137918