Cabot Financial

About Cabot Financial

Cabot Financial is one of the largest debt collection agencies in the UK. They primarily purchase debts from other companies and then collect the outstanding amounts directly. This means if you originally owed money to another company, Cabot Financial may now own your debt.

Contact Details

Cabot Financial 1 Kings Hill Avenue Kings Hill West Malling Kent ME19 4UA

Telephone: 0344 556 0263

What Powers Do Cabot Financial Have?

As a debt collection agency, Cabot Financial has certain powers:

• They can contact you by letter, phone, or email
• They can negotiate payment arrangements
• They can add interest and charges in some circumstances
• They can take court action if you don’t pay

However, they cannot:

• Enter your home without permission
• Take your belongings without a court order
• Harass or intimidate you
• Mislead you about their powers

How to Deal with Cabot Financial

If you’ve been contacted by Cabot Financial, consider these steps:

1. Don’t ignore their communications
2. Request validation of the debt in writing
3. Check if the debt is statute-barred
4. Negotiate an affordable payment plan
5. Consider seeking debt advice

Debt Solutions

If you’re struggling with multiple debts including one with Cabot Financial, you might want to consider:

• Debt Management Plan
• Individual Voluntary Arrangement (IVA)
• Debt Relief Order
• Bankruptcy

Each option has pros and cons, and the best solution depends on your personal circumstances.