Fredrickson International

Received a letter or call from Fredrickson International? This guide explains who they are, why they’re contacting you, your legal rights, and what to do next.

Who Are Fredrickson International?

Fredrickson International is a debt collection agency based in Surrey. They are part of Lowell Group, one of Europe’s largest credit management companies.

They collect debts on behalf of other companies and may also purchase debt portfolios. When Fredrickson contacts you, they may either be collecting for the original creditor or own the debt themselves.

They may contact you because:

• A company has hired them to collect a debt
• They have purchased your debt from the original creditor
• Lowell Group has instructed them to manage your account

FCA Registration: Fredrickson International Limited is authorised and regulated by the Financial Conduct Authority.

Who Does Fredrickson Collect For?

Fredrickson works with various creditors including:

• Banks and credit card companies
• Utility companies - energy and water providers
• Telecoms - mobile phone and broadband providers
• Retail credit - catalogues and store cards
• Finance companies

Contact Details

Fredrickson International Limited

The Omnibus Building Lesbourne Road Reigate Surrey RH2 7JP

Telephone: 01737 237560

Website: www.fredrickson.co.uk

Your Legal Rights

Fredrickson Must:

• Prove they own or can collect the debt
• Provide the original credit agreement if requested
• Treat you fairly under FCA regulations
• Accept reasonable payment offers

Fredrickson Cannot:

• Harass you with excessive calls
• Contact you at unreasonable times
• Discuss your debt with others
• Threaten action they can’t take
• Pretend to be bailiffs

How to Respond

1. Don’t ignore it - could escalate to court action
2. Verify the debt - request proof in writing
3. Check if statute barred - 6 years with no payments
4. Respond based on circumstances - pay, negotiate, or seek advice

Can Fredrickson Send Bailiffs?

No. They are debt collectors, not bailiffs. They cannot enter your property or seize belongings without a court judgment.

Struggling With Multiple Debts?

Individual Voluntary Arrangement (IVA) - Write off up to 70% of debt with legal protection. Check if you qualify.

Debt Relief Order - For debts under £30,000 with low income.

Debt Management Plan - Reduced monthly payments.

How to Complain

Contact Fredrickson in writing, then the Financial Ombudsman Service (0800 023 4567) if unsatisfied.

Take control of your debt. Use our free IVA calculator.