Editorial Policy

IVA Online aims to publish clear, useful and balanced UK debt guidance. Our content should help readers understand their options, the risks involved, and where to find official or regulated support.

Source standards

For legal and debt-solution facts, we prioritise official and established public-interest sources, including:

• GOV.UK and the Insolvency Service
• MoneyHelper
• Citizens Advice
• Financial Conduct Authority information where relevant
• Company websites, Companies House and regulator registers for contact or company details

Updates

Debt rules, eligibility thresholds and official guidance can change. We review high-value guides and pages with search traffic first, especially IVA, DRO, DMP, council tax, bailiff and debt collector pages.

When we update a page, we aim to keep existing URLs stable so readers and search engines can continue to find the same resource.

Corrections

If a page appears incomplete, outdated or unclear, it should be corrected rather than hidden behind marketing claims. Content should avoid presenting any debt option as risk-free.

Limits of the guidance

IVA Online is not authorised or regulated by the Financial Conduct Authority and does not provide regulated debt advice. Readers should speak with a qualified debt adviser before committing to an IVA, DRO, DMP, bankruptcy or any other formal debt solution.