1. Your name will be added to the Insolvency Register, which is publicly available.
2. Your credit score will be affected and you will find it difficult to obtain credit for six years.
3. You may be excluded from certain professions or activities, such as being a company director.
4. Your creditors may apply to have the debt relief order set aside or suspended.
5. You may have to pay back some of your debts if your financial circumstances improve.
6. You are still liable for certain types of debts, such as student loans and court fines.